Arizona owner-operators can use Rolex-backed short-term loans to cover payroll,...

https://super-wiki.win/index.php/Is_a_Watch-Backed_Loan_Cheaper_Than_a_Merchant_Cash_Advance%3F

Arizona owner-operators can use Rolex-backed short-term loans to cover payroll, deposits, or inventory while bank or SBA funding moves slowly. Lenders often authenticate watches in under an hour and fund in about a day, based on liquid wholesale value.