digital payments in Nigeria 3

https://storyquanta.com/s/k9ZfFRkZC1ZljsyOU7nbp

Digital payments in Nigeria have taken off with mobile money and apps like Paga and OPay, making it easy to send cash or pay for goods even without a bank account. I've seen market vendors use QR codes, and friends split bills via USSD codes on basic phones. It's not flawless—network issues and fraud risks pop up—but it's reshaping daily life in Lagos and beyond.