Small businesses can shop off-exchange by working with a broker, requesting...

https://padlet.com/graveyardwindsmhaos/bookmarks-s024iw0101salo1q06p3/wish/pRxDZ4MGm7OMW183

Small businesses can shop off-exchange by working with a broker, requesting quotes directly from carriers, or comparing small-group plans. If a group plan isn’t a fit, an HRA may let the business reimburse employees for individual coverage