Small businesses can shop off-exchange through a broker, buy a small-group plan...
https://rileysexcellentnews.readspirex.com/posts/urgent-care-coverage-questions-to-ask-before-choosing-a-plan
Small businesses can shop off-exchange through a broker, buy a small-group plan directly from a carrier, or consider an HRA for individual coverage. First, check that employees’ doctors and nearby hospitals are in the plan’s network.