특히 해당 조사에서 대다수의 고령층들은 ‘핸드폰뱅킹, ‘오픈뱅킹 개념조차 모르는 답변이 많았다. 간편결제, 앱카드, 모바일 소액결제를 사용하는 60대 이상은 각각 6%, 1.6%, 8%에 그쳤다. 코로나19 이후 은행들이 온,오프라인 지점들을 떨어뜨리고 오프라인이나 비대면 금융 서비스를 확대하고 있는 상황에서 고령층 저자들의 파악도와 접근이 보다 쉽고 편리해져야 한다는 지적이
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